Privacy Policy –
How 45jl Handles Your Data

This Privacy Policy applies to all users of the 45jl platform, including the website at 45jl.onl and the 45jl mobile app for Android and iOS. It explains how 45jl collects, uses, stores, and protects personal information provided by players in the Philippines.

By registering an account and using the 45jl platform, you acknowledge that you have read and understood this Privacy Policy. This policy should be read alongside the Terms and Conditions and the Responsible Gaming guidelines.

45jl collects personal information in the following categories. We only collect what is necessary for operating your account and providing platform services.

We do not intentionally collect sensitive personal information beyond what is required for identity verification and financial compliance. If you contact our support team, the contents of that communication may be stored as part of your account record.

The personal data 45jl collects is used only for the purposes listed below. We do not use your data for purposes beyond what is described in this policy without your explicit consent.

• Account management: Creating and maintaining your 45jl player account, including login access and profile settings.
• Identity verification: Confirming your identity as part of KYC requirements before processing withdrawals or flagging high-value transactions.
• Transaction processing: Crediting deposits and processing withdrawal requests to your registered PHP payment account.
• Security and fraud prevention: Monitoring account activity to detect and prevent unauthorised access, multi-accounting, and fraudulent behaviour.
• Customer support: Responding to queries, resolving disputes, and providing assistance with your account.
• Responsible gaming: Monitoring gaming patterns to identify potential issues and support players who may need assistance with managing their play.
• Platform improvement: Analysing usage data to improve performance, fix issues, and optimise the 45jl experience for players across the Philippines.
• Communications: Sending important account notifications, security alerts, and updates about the platform. Marketing communications are sent only where permitted.

45jl does not sell your personal data to third parties. We may share your information in the following limited circumstances:

• Payment processors: When you make a deposit or request a withdrawal, relevant transaction details are shared with the payment provider processing the transfer. These providers handle your payment data under their own privacy and security standards.
• Identity verification partners: Where third-party KYC services are used to confirm your identity, your identity documents may be processed by those partners under strict confidentiality agreements.
• Legal obligations: 45jl may disclose personal data when required to do so by applicable Philippine law, court order, or lawful request from a relevant authority.
• Fraud prevention: In cases of suspected fraud, money laundering, or other unlawful activity, relevant data may be shared with appropriate bodies as required.
• Service providers: Technical partners who assist in operating the 45jl platform (such as hosting and infrastructure providers) may have access to data strictly as necessary to provide those services and under confidentiality obligations.

In all cases, data sharing is limited to what is strictly necessary. We require all third parties who process data on our behalf to maintain appropriate security standards.

The security of your personal information is a priority at 45jl. We use a combination of technical and operational safeguards to protect your data against unauthorised access, disclosure, or loss.

• SSL encryption: All data transmitted between your device and the 45jl platform is encrypted using industry-standard SSL/TLS protocols.
• OTP verification: Sensitive account actions, including withdrawals and password changes, are protected with one-time password (OTP) verification sent to your registered contact.
• Access controls: Access to personal data within the 45jl system is restricted to staff who have a legitimate need, and is logged and monitored.
• Secure storage: Account data is stored on protected servers with appropriate security measures against intrusion and data loss.

The 45jl website and app use cookies and similar technologies to support platform functionality and improve user experience. Cookies are small files stored on your device when you visit the platform.

45jl uses the following types of cookies:

• Essential cookies: Required for the platform to function, including session management and login state. These cannot be disabled without affecting your ability to use 45jl.
• Analytics cookies: Used to understand how players navigate the platform so we can improve performance and identify issues. Data collected is aggregated and does not identify individual users.
• Security cookies: Help detect and prevent fraudulent activity and protect against unauthorised account access.

You can manage cookie settings through your browser preferences. Note that disabling essential cookies may affect your ability to log in or use certain features of the 45jl platform.

As a player in the Philippines, you have the following rights regarding your personal data held by 45jl. To exercise any of these rights, contact us at [email protected].

We will respond to data rights requests within a reasonable timeframe. In some cases, we may need to verify your identity before processing the request to protect account security.

45jl retains personal data for as long as your account is active, or as long as necessary to fulfil the purposes described in this policy. This includes retaining records after account closure where required by law or needed to resolve disputes.

Specifically:

• Account and identity data is retained for the duration of your account and for a period after closure as required by applicable legal and regulatory obligations.
• Transaction records including deposit and withdrawal history are retained for a minimum period as required for financial record-keeping.
• Support communications are retained for a reasonable period to allow for follow-up and dispute resolution.
• Technical and usage data is typically retained in aggregated or anonymised form after a shorter period.

When data is no longer required and there is no legal basis for retaining it, 45jl will delete or anonymise it securely.

45jl may update this Privacy Policy from time to time to reflect changes in how we operate, changes in applicable law, or improvements to our data handling practices. When updates are made, the revised policy will be published on this page with an updated date.

We encourage you to review this page periodically. Continued use of the 45jl platform after a policy update constitutes acceptance of the revised terms.